If you are a self-employed person, you do not require giving up the benefits of being your own boos for becoming a homeowner. Though securing a good mortgage for your home while being self-employed is believed to be more challenging, we work to make home loans very easy for you. The primary key to the self-employed borrower in procuring a mortgage is the verification of income in a successful manner. Lenders want to ensure that you can afford the mortgage. The self-employed require some additional paperwork for getting the loan approved. The documents are inclusive of client statements, tax form and several other records which prove the capability of repayment of the mortgage. At Mortgage Lowest Rate, we opt for a wide number of options to ensure the right mortgage financing for the self-employed Individuals.
Why opt for our services
As a self-employed individual, you have a number of deadlines to meet. The hustles and bustles hardly leave any time to carry the right paperwork. We do the paperwork for you. As the top mortgage broker, we have extensive contacts, we find the right lender who can offer the best loans to purchase your residential or commercial property at the least interesting rates. Purchasing a home is a dream come true and we help you in achieving that without encountering any hassle.
Recent changes have made seeking loans for self-employed individuals much easier
All borrowers require having a good credit for the home loan. Having a high credit score helps in removing potential risk parameters and provide a great confidence to the lender regarding the mortgage loan.
Guidelines for the self-employed individuals have loosened up. For instance, you may require one year of different income tax documents for proving the income, till the application qualified for the automated underwriting. If you want to apply a loan for purchasing your dream home, you can contact us. We will seek different details such as IT filing, income verification information, investment/ retirement balances. Lenders will require employment history for checking your credit and hence we ask for the details. We have a wide number of contacts in the industry. We make the best use of each and every contact to find the right loans for you.
We have gained high reputation in procuring mortgage loans for self-employed individuals at ease. Self-employed individuals who are willing to purchase a home can contact us. It is possible for the self-employed borrowers to get the mortgage approved during a specific period. We promise to find a lender offering low mortgage rates.